Turn messages into payment QR codes.
Message 2 Pay is an IBAN QR code generator for SEPA credit transfers. Paste any payment email or message — even messy ones — and get a clean SEPA payment QR your European banking app can scan in seconds. No more typing long IBANs, amounts or references by hand.
Paste your payment email or message below. We’ll detect IBAN, amount, beneficiary, and reference, and generate a SEPA payment QR code (EPC / SEPA credit transfer QR) that most European banking apps can scan.
How Message 2 Pay works
- You paste the email or message text: confirmation, invoice, payment request, anything.
- We detect IBAN, amount, beneficiary and reference using robust parsing rules.
- We build a SEPA-compliant payment string and convert it into a SEPA payment QR code that your European banking app can scan.
Why Message 2 Pay is different
Built for real payments
Designed specifically for payment emails and European bank transfers — not a generic QR code toy.
Accurate IBAN parsing
Understands real-world formatting, line breaks and weird layouts that break basic copy-paste flows.
Fast, frictionless workflow
Paste, generate, scan. No account creation, no noisy UI, just the payment details you need in a QR code.
Want details on banks, QR format, or privacy?
See the full FAQ for supported banks, SEPA QR formatting, and data handling, or read our guide to SEPA credit transfer QR codes.